Our Mission
”Solidate has an important mission - to help families and individuals out of the debt trap, prevent exclusion, and thus help society as a whole. Transparency, openness, humanity and responsibility are our core values.”
— Harry Nyroos, CEO of Solidate Oy
Solidate helps people with a crippling financial burden towards a balanced economy. In this way, we benefit both society and the individual. We believe that ethical, sustainable and humane business is the most profitable for all involved.
Responsibility and sustainability are reflected in our daily activity:
We give unbiased and useful information on how to address household over-indebtedness
We always offer the most suitable solution to our customers, even if it is not our arrangement loan service
We are efficient and digital
We transparently follow GDPR and other privacy regulation
We are careful who we partner with, we cooperate with responsible investors, credible experts and public and third sector partners.
We participate actively in the broad social discussion and openly address problem areas as we see them. We support the work of the public and 3rd sectors
We only engage in activities that contribute to the achievement of a sustainable economic situation and the proper economic management of the household
Our Mission
We help over-indebted people get back on their feet. We are the first in Finland to do so openly and responsibly through cooperation between the public, private and NGO sectors. At the same time, we create solutions that make lending and borrowing more responsible.
Our Vision
Our vision is a world where the household debt problems can always be solved and where lenders support borrowers in achieving sensible goals. The human and social costs of over-indebtedness are minimised through the cooperation of responsible actors and the use of new technologies.
Our Values
Integrity
We act honestly, always. We do what we promise and we only promise what we can deliver. We always offer the most suitable solution for the customer, even if it is something other than our service.
Courage
We help everyone and communicate our recommendations openly and clearly in all situations. We are challenging current credit practices and changing the market so that responsible operations are the best option for all parties.
Humanity
We want to connect people and help them achieve their goals. In all of our activities, we strive for humanity: we listen and discuss, we do not judge or declare.
Who Are We?
Board of Directors
Harry Nyroos, Founder, Chairman and CEO – Harry is a serial entrepreneur in the technology, insurance and finance industries. He founded Profit Software and served as CEO for a long time. Harry works as an angel investor and advisor, especially in the field of financial technology.
“For me, the purpose of business has always been to benefit all stakeholders in the company, and the society, to improve people’s lives. Solidate is built on the same ideas. An individual actor can initiate a major change. ”
Torsti Tenhunen, member – Torsti is a board professional, leadership coach, investor and FiBAN influencer. Torsti has founded and funded several innovative startups and serves as a board member, chairman and growth accelerator for several startups, growth companies and corporates.
“I want to be involved also in solving bigger, socially wicked problems. Mitigating or even preventing over-indebtedness and offering new options to those in difficulty is a huge and important mission. Solidate's solution is very innovative, socially beneficial and soon also globally scalable.”
Eeva Grannenfelt, member
Tomi-Pekka Vuorinen, member
Juhana Harju, member
CEO
Harry Nyroos – CEO and Founder
Shareholders and Major Owners
Major shareholders and owners are Finnish private families, management, family investment offices, and investment professionals. They all share the same mission and enthusiasm to renew financial loan market and pursue responsible and sustainable business that creates great impact for society.