How Solidate Velaton Works

Solidate helps you break free from the debt cycle and achieve financial balance. On this page, we’ll guide you step by step through how our service works and why it’s an effective way to assess your debt situation.

Start by answering a few simple questions

If you’re not ready for a detailed financial test, you can start by answering a few simple questions. This quick assessment helps us determine if a debt restructuring is the right option for your situation. It will give you a clear idea of the next steps to take.

Answer a few questions

Financial Analysis

Dive deeper into your financial situation based on your transactions and spending structure. This analysis takes all aspects of your finances into account and gives you a recommendation on how to move toward a more balanced financial future. If debt restructuring is the best option based on this analysis, you can easily apply directly through our service. The process is completely free, anonymous, and non-binding.

Take the financial test

Debt Restructuring

Once the debt restructuring process is completed, all your debts are combined into one loan with a maximum interest rate of 8.9% (with an annual percentage rate up to 9.92%). This solution not only consolidates your debts but also provides you with a lump sum that helps lower the overall cost of the loan.

Debt Counseling and Customer Service

We provide advice on debt-related issues and recommend the most sensible options even when debt restructuring isn’t feasible. We handle all cases promptly and respond to messages without long waiting times.

Solidate is a responsible
Finnish service

Solidate is a private, socially responsible company. We aim to make Finland a better place. We know that people can be trapped in debt for their entire lives, and we believe that’s wrong.

What Our Customers are Saying

Our service is 100% confidential.

"Thank you so much for your flexibility and understanding during tough times, the best agreement I’ve ever made in my life, and now it looks like life is smoothing out. Thank you so much ❤️🙏"

"Thank you so much. I am happy and satisfied that things have been taken care of. And thank you for your flexibility and fairness. ❤️"

"Thank you very much for the cooperation and granting the loan, it definitely helped me get out of the debt spiral!"

"You made it possible for me to have a debt-free and completely new life. The biggest thanks in the world to you. ❤️"

Find a Solution to
Your Debt Problems